UEI: PPQ9UAWNKQ84 | CAGE Code: 1A8S5
SAM.gov Registered Federal Vendor
Supporting U.S. Agencies & Their Workforce
Delivering retirement education, benefits training, and financial literacy programs that help federal employees make informed decisions and strengthen workforce readiness.
The smartest federal employees act early, optimizing FEGLI, FERS, TSP, and FEHB while they still have time and control, so deadlines don’t decide for them, and avoidable regrets never become reality
Managing Your Federal Benefits Takes
Expert-level Insight.
A federal retirement is a chain of elections, not a single decision. From choosing the right retirement date to filling out and submitting your Online Retirement Application (ORA), each decision affects the others. FedSafe helps employees across all federal agencies and the U.S. Postal Service see the full picture before any choice is locked in.
This is not generic planning…
FedSafe Retirement LLC is a federally registered vendor through SAM.gov, positioned to support U.S. government agencies with retirement education and financial literacy services.
Every FedSafe consultant holds the Certified Federal Retirement Consultant℠ Professional Designation through FFEBA. Our presentations and consultations are developed in alignment with applicable U.S. Office of Personnel Management (OPM) guidelines.
We ensure federal employees and retirees make confident, well-timed decisions about their federal retirement benefits.
Federal Benefits Analysis
Eligibility + service history review, pension estimate, survivor tradeoffs.
Retirement Date & Elections
Compare dates, align timing, avoid irreversible mistakes.
TSP Withdrawals & Tax Strategy
Sequencing, bracket strategy, RMD planning, and income smoothing.
FEGLI & Survivor Benefit Planning
FEGLI options, survivor elections, & coverage alignment with goals.
FEHB & Medicare Coordination
Enrollment decisions, plan alignment, reduce avoidable out-of-pocket risk.
Retirement Income Strategy
Year-by-year income map across pension, TSP, Social Security, & other assets.
TSP & Investment Strategy
Traditional vs. Roth planning, risk alignment, and retirement-ready allocation.
Social Security Planning
Claim timing models, household coordination, integration with benefits.
Help With Paperwork & ORA Submission
Checklist-driven support so forms, documents, and deadlines don’t slip.
These are interconnected federal decisions, and getting one wrong can permanently change outcomes.
Why FedSafe Exists
Most federal employees don’t realize how many retirement decisions are irreversible until they are already making them. Deadlines pass quietly. Elections lock in permanently. Policy changes introduce uncertainty.
FedSafe exists to give federal employees clarity early enough for it to matter, so decisions are made intentionally, not reactively.
Who We Are
FedSafe is built by professionals who work exclusively with federal benefits.
No generalists. No side practices.
Clients work with experienced specialists who understand federal rules, timelines, and execution, because this is all we do.
Philosophy & Approach
Federal retirement planning is not about chasing returns. It is about avoiding preventable mistakes, understanding tradeoffs, and making informed decisions at the right time.
• Clarity beats complexity.
• Timing matters more than perfection.
• Education must come before implementation.
Our goal is not to leave people thinking about it, our goal is to help them see clearly enough to move forward.
How We Help
Guidance may include retirement date planning, benefit elections, health insurance & Medicare coordination, TSP strategy, income planning, and ongoing decision support as circumstances change.
How The FedSafe Process Works
Our process is designed to remove uncertainty and help clients focus on the decisions that matter most.
Each step builds on the previous one, with an emphasis on timing, clarity, and understanding before action.
It’s as easy as 1, 2, 3!
Introductory Conversation
A focused discussion about your federal service history, retirement timeline, and the key decisions ahead. This conversation helps identify whether a structured review would be valuable for your situation. Before any recommendations are made, we make sure we fully understand the landscape – we stop, collaborate, and listen.
Federal Benefits Review
A structured review of relevant federal benefits, elections, and deadlines that may affect decisions. Guidance is provided to help you understand tradeoffs, timing, and the sequence of important decisions.
Next Steps, Implementation & Ongoing Checkpoints
Clear direction on next steps, including support with elections, paperwork, and coordination of retirement income decisions. Periodic reviews as circumstances, timelines, or policy conditions change.
Built For Clarity
The process is structured to help clients understand their options before decisions become final. The emphasis is on timing, tradeoffs, and sequencing, so choices are made intentionally rather than reactively.
A Great Place To Begin
The Federal Employee Retirement Checklist is a structured, federal-specific way to surface the most common “silent” issues before they become permanent: eligibility timing, retirement date selection, FEGLI elections, healthcare coordination, withdrawal strategy, and online paperwork deadlines. Completing it allows your initial conversation to focus on priorities rather than data gathering.
This Is Checklist Is
For You If…
You’re within 3 years of retirement and want to confirm eligibility vs. affordability, compare retirement dates, coordinate healthcare, and build a tax-aware income plan.
This Checklist Is
Not For You If…
You’re more than 3 years away, and you’re not ready to make decisions about timing, elections, or income planning yet. (We can still help, but the checklist is designed for near-retirees.)
Getting Started
With FedSafe Is Easy
Most people begin with the checklist for
clarity – then schedule a consultation
once the decisions are clear.
Education-first retirement planning for employees and retirees across all federal agencies and USPS.
Contact Us
100 Chesterfield Business Pkwy
2nd Floor
Chesterfield, MO 63005
DISCLOSURES: Plain-English transparency designed for federal employees and retirees. FedSafe Retirement is an independent retirement planning firm serving employees and retirees across all federal agencies and USPS. FedSafe is not affiliated with the U.S. Government, the Office of Personnel Management (OPM), the Thrift Savings Plan (TSP), or any federal agency. Information provided is for educational purposes and should not be considered individualized financial advice without a formal planning relationship.